P2P Payments & Smart Debit Cards

Stop paying to
access your own money.

Vaulted gives you a P2P payment app and two debit cards — one free, one paid. The free card costs $3.50 every time you withdraw cash. The paid card costs $60 a year and never charges you again.

Standard
VAULTED
•••• •••• •••• 4242
$3.50 per ATM visit
PREMIUM
Premium
VAULTED
•••• •••• •••• 8888
Unlimited free ATM
$4.73 Average cost of a single ATM withdrawal
when you add bank fees + operator fees together.

Most payment apps hide this from you.

Cash App, Venmo, PayPal — they all charge you to access your own cash. Some reimburse only if you meet certain conditions. Others charge per withdrawal with no way out. Vaulted doesn't hide the math. We put it on the card.

↓
Standard Card
$3.50 per ATM deposit or withdrawal. No subscription required. Works everywhere Mastercard is accepted.
✓
Premium Card
$60 per year. Unlimited free ATM deposits and withdrawals anywhere in the world. Plus 1.5% cash back on every purchase.

Built on P2P. Made for real life.

Three things you do with Vaulted

01

Send & receive money

Split dinner. Pay rent. Send your cousin back. Vaulted moves money between people without banks in the middle.

02

Use your card everywhere

Groceries, gas, online shopping, Uber. Every swipe earns you cash back. Standard or Premium — your choice.

03
Get cash when you need it

Deposit or withdraw at any ATM. Standard card pays per visit. Premium card never charges you again after the first year.

Two cards. One decision.

Pick your card. Live with it.

Standard
Free
no subscription
  • + P2P send & receive
  • + Cash back on purchases
  • + Works at all Mastercard ATMs
  • − $3.50 per ATM visit
  • − 1% cash back
Recommended
Premium
$60/yr
$5/month, cancel anytime
  • + P2P send & receive
  • + Cash back on purchases
  • + Works at all Mastercard ATMs
  • + Unlimited free ATM
  • + 1.5% cash back

Both cards include a virtual card for online purchases. Physical card ships free.

Earn while you spend

1.5% back. On everything.

Most debit cards offer 0.5%. Some offer 1%. Vaulted Premium gives you 1.5% cash back on every transaction — groceries, gas, Amazon, Uber, you name it.

Groceries
1.5% back
Gas & fuel
1.5% back
Online shopping
1.5% back
Bills & subscriptions
1.5% back
Dining out
1.5% back
Everything else
1.5% back

Your money.
Your rules.

Vaulted starts free. The Standard card is always there. When the ATM fees add up enough to make $60 worth it — upgrade. That's the whole model.

Standard
$0
1% cash back · $3.50/ATM
Premium
$60/yr
1.5% cash back · Free ATM